Key Economic Variables

1. Availability of Credit

2. Level of disposable income

3. Propensity of people to spend

4. Interest Rates

5. Inflation Rates

6. Federal Government Budget Deficit

7. Gross domestic product trend

8. Unemployment trends

9. Value of the dollar in world markets

10. Import and Export factors

11. Income difference by region

12. European economic community

13. Organization of petroleum exporting countries (OPEC)

Key Social Variables

1. Childbearing Rate

2. Number of Marriages

3. Number of Divorces

4. Number of Births